In today's digital age, online payments have become an integral part of our daily lives. Among the various payment methods available, eChecks have gained popularity for their convenience and efficiency.

1. When making an eCheck payment, users are provided with the flexibility to select from three account types: 'Checking,' 'Savings,' and 'Business Checking.' The default option is set to 'Checking'.

2. To enhance the user experience, individuals have the option to create an eCheck profile. During this process, users are prompted to choose their preferred account type, just like in the payment step. The available options include 'Checking,' 'Savings,' and 'Business Checking.' This feature allows users to set a default account type for future transactions, streamlining the payment process.

3. Once a user has successfully created an eCheck profile, the profile layout displays the chosen bank account type.

4. When it comes to making payments, the chosen bank account type is also displayed in the payment record. This ensures that users have a clear overview of the selected account type before finalizing their transactions.