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Option to Save Payment Details When Using the API

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Option to Save Payment Details When Using the API

Last updated on 28 Nov, 2025

This guide explains how to use the save_payment_details parameter in the Payment Center API to control whether or not payment information is saved when processing payments.

 

Overview

The save_payment_details parameter provides flexibility in determining whether credit card or bank account information should be saved during API-based payment processing.

It supports the following options:

  • true – Payment details will be saved.

  • false – Payment details will NOT be saved.

  • Not passed – The system will fall back to the default setting in Payment Center Settings > Store Credit Card/Bank Account.

 

How It Works

1. When save_payment_details is Set to true

  • Behavior: Payment information is saved to the associated Payment Profile.

  • Use Case: Use this when you want to retain credit card or bank account details for future transactions or customer convenience.

2. When save_payment_details is Set to false

  • Behavior: Payment details are not stored.

  • Use Case: Best for one-time payments, or when compliance, privacy, or internal policies restrict saving payment information.

3. When the Parameter Is Not Passed

  • Behavior: The API defers to the configuration set in Payment Center Settings.

  • Configuration Reference: Navigate to Payment Center Settings > Store Credit Card/Bank Account to set the system-wide default behavior.

 

RELATED DOCUMENTATION

Payment Center API

 

Availability: Spring '25

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