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Test Credit Card Numbers and Bank Accounts

Test Credit Card Numbers and Bank Accounts

Last updated on 18 Aug, 2026

When you first install Kulturra, by default, test processors are made available so you can try to process payments before you go live. To test  payments, you need to use test credit card numbers or bank accounts provided by your processors. These test credit card and bank accounts numbers vary depending on what processor you are using.

To process test payments, make sure that your default processor is using a test account. To verify, go to Payment Center Settings | Payment Processors | select your default processor and verify that the processor is toggled to Test.

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Here is a list of test data URLS for some of the most common processors:

 

Stripe:

Credit Cards and Bank Accounts: https://stripe.com/docs/testing

Bank Accounts: https://stripe.com/docs/payments/ach-debit#testing-ach

 

Authorize.Net:

Credit Cards and Bank Accounts: https://developer.authorize.net/hello_world/testing_guide.html

Sample Test Bank Accounts:

Test Routing Number:

  • 021000021

  • 011401533

  • 09100001

Test Account Number:

  • 111111111

Test Name on Account:

  • Demo

Please Note: For testing purposes, eCheck.Net transactions under $100 will be accepted.  To generate a decline, submit a transactions over $100.

 

Converge:

Credit Cards and Bank Accounts: https://developer.elavon.com/products/commerce-sdk/v1/test-cards

Credit Cards: https://developer.elavonpaymentgateway.com/#!/technical-resources/test-card

 

CyberSource:

Credit Cards: https://developer.cybersource.com/hello-world/testing-guide-v1.html

 

Payeezy:

Credit Cards: https://support.payeezy.com/hc/en-us/articles/204504235-Using-Test-Credit-Card-Numbers

 

PayPal Payments Pro:

Credit Cards: https://developer.paypal.com/tools/sandbox/card-testing/

 

PayPal Payflow Pro:

Credit Cards: https://developer.paypal.com/api/nvp-soap/payflow/payflow-pro/payflow-pro-testing/

 

Recurly:

Credit Cards and Bank Accounts: https://docs.recurly.com/docs/test

 

Adyen:

Credit Cards and Bank Accounts: https://docs.adyen.com/development-resources/testing/test-card-numbers/

 

Moneris:

Credit Cards: https://developer.moneris.com/More/Testing/Testing%20a%20Solution

 

NMI:

Credit Cards: https://support.nmi.com/hc/en-gb/articles/115002375583-Test-Cards

 

Cardknox:

Credit Cards and Bank Accounts: https://docs.cardknox.com/

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